People and Housing

Who we are, What we do.

FHA Mortgage

Video: Learn About FHA Loans Getting To Know The Federal Housing Administration The Federal Housing Administration (FHA) is a government entity that offers mortgage insurance on loans made by FHA-approved lenders. The FHA provides insurance on mortgages for many different types of homes including single-family and multifamily homes. The FHA is completely funded by its […]

President Biden’s Proposed First Time Homebuyer Tax Credit

What Is Biden’s Proposed First Time Homebuyer Tax Credit? As a candidate, Mr. Biden proposed an “up to $15,000” tax credit for first-time homebuyers. Unlike previous tax credits offered under the Bush and Obama administrations, Biden’s plan wouldn’t require waiting until tax filing time to get your credit. His plan would give the credit at […]

About the Housing Market Going Forward

Over the last sixty years, after adjusting for inflation, median home prices increased 121 percent while the median household income only increased 29 percent. On the face of it, this seems to indicate that housing has become less affordable over the years. That isn’t really true though. The rise of women in the workforce has […]

How to Make Your Home Office More Zen

Since March, millions of Americans have been working from home to socially distance and limit exposure to the COVID-19 virus. While some of us will eventually go back to the office, there’s no question that today’s work environment has changed significantly. Remote work is now seen as a viable, everyday option rather than a last […]