People and Housing

Who we are, What we do.

EMM Loans Partners with SimpleNexus to Drive Operational Efficiency and Boost Loan Revenue

EMM Loans Partners with SimpleNexus to Drive Operational Efficiency and Boost Loan Revenue New Jersey-based lender prepares company-wide launch of Nexus Origination to enhance its customer-focused mortgage experience and award-winning internal culture LEHI, Utah, Sep. 29, 2022, 7:30 AM ET – SimpleNexus (https://simplenexus.com/), an nCino (NASDAQ: NCNO) company and developer of the leading U.S. homeownership […]

3 Easy Steps To Apply For A Home Loan with Less Than Perfect Credit

If you have less than perfect credit, it doesn’t mean you can’t get a home loan. When deciding on whether or not to lend to someone, lenders try to assess your ability to repay. A credit score is just one input they consider. They also look at the reason for less than perfect credit score, […]

Operations

Operations It is the duty of operations to serve the Team Members of EMM working loans from the point of Disclosures through Post Closing. Our interaction includes both internal and external team members as well as external partners who assist us in closing loans for our borrowers. Everyone in Operations understands that part of their […]

Underwriting

Underwriting Underwriting has many important customers. It’s not only our Sales and Processing Teams but the broker and the agent as well. Although it can be easy to create a Raving Fan when a loan is approved, our intent is to generate fans even when the answer is not as easy. Our mission is to […]

VA Loan

Video: Learn About VA Home Loans What Is A VA Loan? VA loans are a special type of home mortgage reserved for active military members and veterans. These home loans are guaranteed by the U.S. Department of Veterans Affairs and offered by participating approved lenders.  VA loans allow eligible veterans and active military personnel to […]

Mortgage Terms

Mortgage Terms A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A Abstract of title A written history of all the transactions related to the title for a specific tract of land. An abstract of title covers the […]

Getting Approved for a Mortgage with Bad Credit

If you have bad credit, it doesn’t necessarily mean that you can’t get a mortgage. When deciding on whether or not to lend to someone, lenders try to assess your ability to repay. A credit score is just one input they consider. They also look at things like the reason for the low credit score, […]

Fun Tips for Exercising With Your Family This Winter

KEEP ON KEEPING ON With all the craziness that comes with the holiday season, exercise often gets a lower priority. The cold and ice can make jogging and cycling more difficult. That said, making physical exercise part of you and your family’s routine is important. Aside from the often-espoused physical benefits, exercise offers a platform […]